Chelsea Fagan / The Financial Diet
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Chelsea Fagan / The Financial Diet
I didn’t see a thread for this channel, so I thought I’d start one!
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Re: Chelsea Fagan / The Financial Diet
Tbh her sarcasm is just getting annoying and condescending. At first it was funny/relatable, but now she just seems like a miserable person lol. It’s crossing the boundary into overly judgmental territory. She seems (ironically) very insecure.
Also, just as a reminder to people: she’s not actually trained/certified in anything! She doesn’t even have an undergraduate degree. So her over the top condescending attitude is truly unwarranted and we should take her “advice” with a grain of salt.
Also, just as a reminder to people: she’s not actually trained/certified in anything! She doesn’t even have an undergraduate degree. So her over the top condescending attitude is truly unwarranted and we should take her “advice” with a grain of salt.
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Re: Chelsea Fagan / The Financial Diet
She is one viral moment away from Karen Status. She’s too annoying and self righteous for me, so I’ll let y’all have this one.
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Re: Chelsea Fagan / The Financial Diet
I just…don’t understand why she even gets paid for financial advice when she just went to high school…no certification, no college degree, etc. That’s like taking medical advice from someone who didn’t go to medical school. It’s weird and irresponsible for her to be giving out financial advice. This isn’t like a makeup channel where the worst thing that can happen is someone buys a bad eyeshadow palette…financial advice actually affects people’s lives, and she’s simply not qualified.
Basically everything she knows is regurgitated info from Google. She’s hardly the authority on anything.
Basically everything she knows is regurgitated info from Google. She’s hardly the authority on anything.
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Re: Chelsea Fagan / The Financial Diet
I don't think you need to be certified in financial planning or have any advanced degrees in economics to give money advice. I don't think an overly strict reliance upon "experts" helps anyone; plenty of regular people have crawled out of debt or learned a thing or two about money and can help other people. But I'm not here to defend Chelsea or her lack of credentials. Far from it. I actually find her so utterly repugnant that I was inspired to create an account to post on this site. I just think the criticism is better levied at her defensive smug attitude, completely tone deaf brags and constant thrist traps on social media. This insanely insecure and out of touch mode of relating to her viewership WILL be her undoing. It's just unsustainable. I agree with Poopityscoopity upthread that she truly is one viral moment away from cancelledom.
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Re: Chelsea Fagan / The Financial Diet
I was shocked to find out in her recent interview with Bekah from the bachelor that she got almost 200k in PPP loans intended for small businesses struggling to pay their employees during covid. I find it hard to believe she needed that money to pay employees considering her business is primarily web-based, and a lot of youtubers have seen an increase in revenue during covid. She seems to be on her high horse about morals, and this struck me as pretty immoral, at least on the face of it. I’m waiting to see if she’ll address it but I find that unlikely.
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Re: Chelsea Fagan / The Financial Diet
THIS. Like you said, her business/clientele/brand deals are primarily online so she basically didn’t take a hit at all or have to restructure her financials at all…she clearly could cover her office building rent and payroll. In fact, her overhead expenses probably decreased during the pandemic, because they were probably all working remotely. It’s just greedy.WhoWhatWhereHow wrote: ↑Fri Feb 18, 2022 2:09 pmI was shocked to find out in her recent interview with Bekah from the bachelor that she got almost 200k in PPP loans intended for small businesses struggling to pay their employees during covid. I find it hard to believe she needed that money to pay employees considering her business is primarily web-based, and a lot of youtubers have seen an increase in revenue during covid. She seems to be on her high horse about morals, and this struck me as pretty immoral, at least on the face of it. I’m waiting to see if she’ll address it but I find that unlikely.
And she just bought an apartment in NYC during the pandemic… sooo she’s fine, financially. -__-
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Re: Chelsea Fagan / The Financial Diet
Holy cow thought I was alone. She's given bad vibes since Jamie Wolfer responded to her video. I have so many questions - how did she get in finance , what was she doing before YT?
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Re: Chelsea Fagan / The Financial Diet
The whole thing is very ironic. She was in a sh*t ton of credit card debt and was terrible with money. She also apparently was a bad employee (she drunkenly called her boss and quit one night at like 4am; another time she got fired for browsing the web everyday on company time. These are all things she's mentioned in videos, so I'm not exaggerating).
She somehow managed to pay off her debt, so now she thinks she's an expert and should be giving out advice.
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Re: Chelsea Fagan / The Financial Diet
we get it chelsea: you're childfree and you had a small non-traditional wedding
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Re: Chelsea Fagan / The Financial Diet
She married into a wealthy family, that's the only reason she is comfortable now.
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Re: Chelsea Fagan / The Financial Diet
So glad this thread exists and other people feel this way - in the early days of TFD I liked them and really enjoyed Chelsea. But as they’ve become more successful she has become so much more condescending and smug, I unfollowed on all platforms. And I agree with other posters here who pointed out her lack of credentials - who died and declared her qualified to tell others what to do?
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Re: Chelsea Fagan / The Financial Diet
I agree. I can't stand her commentary anymore which is unfortunate, because I think the premise for TFD is good and I liked it in the beginning.
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Re: Chelsea Fagan / The Financial Diet
Wait, what. Where??
I can't stand how she keeps saying she's happily child-free but reminds us we need children to boost the economy. Yeah okay, we should all bring living, breathing humans into this world for the economy. She seems like somebody who has cognitive empathy but not genuine compassion, and I question whether her good deeds are motivated by anything other than her own image.
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Re: Chelsea Fagan / The Financial Diet
She gives off fake leftist vibes, with all her bragging about her rich NYC life. Also her platform doesn't really even give financial advice beyond the most surface level generic stuff, it's more focused on analyzing media/reality shows (seriously, how many YT channels do we need dedicated to this topic).